Legal
Effective: February 2026 · Last updated: February 2026
Living Ledger (“we”, “us”, “our”) is committed to protecting your privacy. This Policy explains what personal information we collect, how we use it, and your rights regarding it. By using Living Ledger, you agree to this Policy.
When you register, we collect your email address and the username you choose. You may optionally provide a display name or profile information.
We store records of credits purchased, services transacted, escrow activity, cashout requests, and dispute history associated with your account.
Credit card and bank account details are processed directly by Stripe. Living Ledger does not store your raw payment credentials. We receive a Stripe customer ID and payout account status only.
We may log basic usage information including IP addresses and page activity, used primarily for security monitoring and fraud prevention.
Messages sent between users through the Platform are stored to facilitate transactions and to provide evidence in dispute resolution.
We do not sell your personal information to third parties. We do not use your data for advertising targeting or profiling.
Our database and authentication are powered by Supabase, hosted on AWS infrastructure. Your account data, listings, messages, and transaction records are stored on Supabase servers. View Supabase's Privacy Policy.
All payment processing and payout transfers are handled by Stripe. When you purchase credits or connect a payout account, you interact directly with Stripe's secure systems. Living Ledger receives only the identifiers necessary to manage your account. View Stripe's Privacy Policy.
Transactional emails are sent via Resend. Your email address is shared with Resend solely for the purpose of delivering Platform notifications. View Resend's Privacy Policy.
We retain your account and transaction data for as long as your account is active and as required by applicable law. Financial transaction records may be retained for up to 7 years for accounting and legal compliance. If you request account deletion, we will remove your personal identifying information within 30 days, subject to any legal retention obligations.
Living Ledger uses session cookies and browser local storage solely to maintain your authentication state. We do not use tracking cookies, advertising pixels, or cross-site tracking of any kind.
Depending on your location, you may have the right to:
To exercise any of these rights, contact us at support@livingledger.org.
Living Ledger is not directed at anyone under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has registered, we will terminate their account promptly.
We may update this Privacy Policy from time to time. Material changes will be communicated via email or a notice on the Platform before they take effect. Continued use after changes constitutes acceptance of the updated Policy.
Privacy questions or data requests: support@livingledger.org